You may be wondering, “Can I buy travel insurance after the departure from India?”. However, it is not as easy as you think. Travel insurance policies vary widely, and some may be useless or expensive. In order to find the best plan for you, filter the coverage benefits to determine your needs. Also, avoid selecting plans with confusing coverage benefits. To avoid buying a plan you don’t need, compare the different benefits offered by different companies.
First, check the duration of the policy. Most policies cover a certain amount of time after you have left India. Generally, a policy lasts for a specific number of days, but if you buy travel insurance after departure, you will get a longer policy. The policy is valid for a specified number of days after the date of departure, so it’s wise to purchase it at least a few months ahead. In addition, make sure to consider the amount of money you’re willing to spend on your policy.
Travel insurance has several limitations. Some of them don’t cover winter or adventure sports. So, if you plan on participating in a mountaineering event or taking part in a scuba diving competition, you may want to buy a travel insurance policy before leaving your home country. The policy won’t cover you for any loss due to felony, illegal activity, or dangerous work. Moreover, your travel insurance won’t cover you in the case of war-like conditions in the country you’re visiting. It may also not cover you if you’re traveling to an area where a civil war is ongoing or there is a terrorist attack.