Compare insurance rates every six to twelve months to see who offers the lowest premiums. Take advantage of all available discounts, and drop coverage types that aren’t necessary. Some discounts can save you as much as 35%. Some insurers even offer freebies or match lower quotes. The best way to save money on car insurance is to shop around. Here are 10 easy ways to get cheap car insurance.
Think about your car’s safety features. A sporty car is more expensive to insure than a family-friendly car. This is because sports cars are often stolen and are more prone to accidents. The type of car you choose also plays a role in the premium. Buying a family-friendly car will save you money on insurance because it is less likely to be stolen. Consider adding safety features to your car to reduce the insurance premium.
Consider using public transportation. People who use mass transit will pay less than drivers who commute three hours each way. Those who use public transportation should also ask about mileage thresholds, as this will help lower the premiums. By making these changes, you can save as much as 50% on car insurance. If you’re still looking for more ways to save money, keep reading! Here are 10 simple ways to get cheap car insurance:
Consider your driving history. Some insurers discount drivers with clean driving records. Others won’t take these measures. If you’ve been involved in several accidents in the past, it’s likely that your insurer will charge you more money than you would otherwise. If you’ve been in an accident in the past, your history will make it harder to qualify for cheap car insurance. Don’t drive as much as you used to, as this will increase your premium.